retirement today.
Don't leave
unprotected.
Joy Russell, Founder & Executive Director
Plan with Joy Financial Services Inc. specializes in Permanent and Term Life Insurance, Critical Illness Insurance, Income replacement plans, Individual and Group Health and Dental benefits, GIA, RRSP, RESP, FHSA, TFSA, Non-registered Investments and Investment Loans.
Our Products

Unable to work?
Creating a safety net of benefits can preserve your wealth and protect your standard of living.

Protect loved ones.
Our life insurance solutions help provide financial security for your loved ones in the event of death.

Plan for retirement.
Rest easy knowing that your money is working for you.

Buying a home?
See how we can work with you to achieve your goal.
Companies We Represent







Why Choose Us
The Value of an Advisor
No matter your situation, Our advisors will work to assist you in making the best choices for your insurance and investment needs.
Our client-centered approach to advising ensures that our recommendations are consistent with the needs of the client.
Our Mission
Our goal is to educate our clients on the value of insurance and investment products and how they can benefit themselves and their family.
A new year means new opportunities! What are your financial goals for 2026?
Whether it’s saving for a home, investing in your future, or creating a solid plan for your family, Plan With Joy Financial Services Inc. is here to support you every step of the way.
Let’s make those resolutions a reality—reach out to start planning. Contact us today at 905-579-7890
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Happy Holidays from Plan With Joy Financial Services!
We’re grateful for your trust and partnership this year. Wishing you a joyful holiday season filled with peace, laughter, and time with loved ones.
See you in the new year!
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Planning a getaway this winter? ✈️ 🧳 🌴 Don’t forget to pack peace of mind—travel insurance is your safety net for the unexpected!
Whether it’s a quick weekend escape or a long-awaited family vacation, travel insurance helps protect you from trip cancellations, medical emergencies, lost luggage, and more. We’ll help you find the right coverage so you can focus on making memories, not worrying about “what ifs.”
Ready to travel confidently? Purchase travel insurance right from our site! Go to 👉🏼 planwithjoy.ca
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