Joy Russell, Founder & Executive Director
Plan with Joy Financial Services Inc. specializes in Permanent and Term Life Insurance, Critical Illness Insurance, Income replacement plans, Individual and Group Health and Dental benefits, GIA, RRSP, RESP, FHSA, TFSA, Non-registered Investments and Investment Loans.
Our Products
Unable to work?
Creating a safety net of benefits can preserve your wealth and protect your standard of living.
Protect loved ones.
Our life insurance solutions help provide financial security for your loved ones in the event of death.
Plan for retirement.
Rest easy knowing that your money is working for you.
Buying a home?
See how we can work with you to achieve your goal.
Get a secured Visa
Build or rebuild your credit while enjoying the convenience and security of a Visa card.
Companies We Represent
Why Choose Us
The Value of an Advisor
No matter your situation, Our advisors will work to assist you in making the best choices for your insurance and investment needs.
Our client-centered approach to advising ensures that our recommendations are consistent with the needs of the client.
Our Mission
Our goal is to educate our clients on the value of insurance and investment products and how they can benefit themselves and their family.
Spring break is calling and you need to secure your trip. ✈️🌴🧳 Purchase travel insurance directly through the Plan With Joy website.
Travel insurance protects you from unexpected cancellations, medical emergencies, and lost luggage—so you can travel with peace of mind.
Get coverage today – go to planwithjoy.ca
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⚠️ March 2nd is your RRSP deadline. Here’s why it matters.
An RRSP contribution gives you:
✓ An immediate tax deduction (claim it on your 2025 return)
✓ Tax-sheltered growth on your money
✓ A head start on retirement savings
The best time to contribute was yesterday. The second best time is today.
If you’ve been thinking about it but haven’t taken action, we’re here to help make it simple.
Let’s chat. Contact us at 905-579-7890 today.
planwithjoy.ca/products
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Winter is the perfect time to pause and reflect on your money mindset. How do your finances make you feel? At Plan With Joy Financial Services Inc., we believe financial wellness is about confidence and peace of mind.
Let’s set intentions together for a prosperous, joyful year! Contact us today at 905-579-7890
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