retirement today.
Don't leave
unprotected.
Joy Russell, Founder & Executive Director
Plan with Joy Financial Services Inc. specializes in Permanent and Term Life Insurance, Critical Illness Insurance, Income replacement plans, Individual and Group Health and Dental benefits, GIA, RRSP, RESP, FHSA, TFSA, Non-registered Investments and Investment Loans.
Our Products

Unable to work?
Creating a safety net of benefits can preserve your wealth and protect your standard of living.

Protect loved ones.
Our life insurance solutions help provide financial security for your loved ones in the event of death.

Plan for retirement.
Rest easy knowing that your money is working for you.

Buying a home?
See how we can work with you to achieve your goal.

Get a secured Visa
Build or rebuild your credit while enjoying the convenience and security of a Visa card.
Companies We Represent







Why Choose Us
The Value of an Advisor
No matter your situation, Our advisors will work to assist you in making the best choices for your insurance and investment needs.
Our client-centered approach to advising ensures that our recommendations are consistent with the needs of the client.
Our Mission
Our goal is to educate our clients on the value of insurance and investment products and how they can benefit themselves and their family.
WHY ESTATE PLANNING MATTERS
🟡 FREE Virtual Event
🟡 Advance Registration Required
👉🏽 See link in bio
WEDNESDAY MAY 27, 2026
6:30PM
Estate planning isn’t just for later in life. It’s an important part of adulthood at every stage.
Join us for a practical and approachable conversation on wills, powers of attorney, beneficiaries, common misconceptions, and the simple steps you can take now to protect your wishes and loved ones.
Featuring: ▫️ Keachea Dixon, Keachea Dixon Barrister & Solicitor ▫️ Joy Russell, Plan With Joy Financial Services Inc.
#estateplanning #estateplanningtips #freevirtualevent #financialplanning #canada ... See MoreSee Less
0 CommentsComment on Facebook
🎉 Congratulations on your big life change! Whether you’re getting married, starting a family, buying a home, or launching a business, your insurance needs are changing too.
Don’t let a major life event catch you unprotected. Let’s review your coverage and make sure your plan grows with you.
What’s new in your life? We’d love to help you plan for it – let’s chat! 📞 905-579-7890
planwithjoy.ca
#planwithjoy #LifeChanges #InsuranceNeeds #PlanWithJoy ... See MoreSee Less
0 CommentsComment on Facebook
As we celebrate this season of renewal, it's the perfect time to reflect on what matters most—your family, your security, and your peace of mind.
This Easter, we're grateful for the opportunity to help you build a brighter financial future. Whether it's protecting your loved ones, planning for milestones ahead, or creating a legacy that lasts, we're here to support you every step of the way.
Wishing you a joyful, restful Easter filled with peace and hope for what's to come.
🌷#EasterBlessings #FamilyFirst #FinancialWellness #PlanWithJoy ... See MoreSee Less
0 CommentsComment on Facebook