retirement today.
Don't leave
unprotected.
Joy Russell, Founder & Executive Director
Plan with Joy Financial Services Inc. specializes in Permanent and Term Life Insurance, Critical Illness Insurance, Income replacement plans, Individual and Group Health and Dental benefits, GIA, RRSP, RESP, FHSA, TFSA, Non-registered Investments and Investment Loans.
Our Products

Unable to work?
Creating a safety net of benefits can preserve your wealth and protect your standard of living.

Protect loved ones.
Our life insurance solutions help provide financial security for your loved ones in the event of death.

Plan for retirement.
Rest easy knowing that your money is working for you.

Buying a home?
See how we can work with you to achieve your goal.

Get a secured Visa
Build or rebuild your credit while enjoying the convenience and security of a Visa card.
Companies We Represent







Why Choose Us
The Value of an Advisor
No matter your situation, Our advisors will work to assist you in making the best choices for your insurance and investment needs.
Our client-centered approach to advising ensures that our recommendations are consistent with the needs of the client.
Our Mission
Our goal is to educate our clients on the value of insurance and investment products and how they can benefit themselves and their family.
Summer vacation is here!
Before you book that trip, make sure you’re covered. Travel insurance protects you from unexpectedcancellations, medical emergencies, and lost luggage, so you can travel with peace of mind.
Did you know, if you live in Ontario, you can purchase travel insurance easily through the Plan With Joy website?
Head over to planwithjoy.ca today and secure your trip!
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Growing your family? It’s time to think about protection!
Starting or expanding your family brings joy and new financial responsibilities.
Here’s what to consider:
🟡 Life insurance to protect your loved ones
🟡 Education savings plans for your children
🟡 Disability coverage in case you can’t work
🟡 Estate planning for peace of mind
Family planning is financial planning. Let’s make sure you’re ready! Contact us at 905-579-7890 today.
planwithjoy.ca
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June is the perfect time to think about growth—both personal and financial!
Smart investment strategies can help your moneywork harder for you.
Whether you’re saving for retirement, a child’seducation, or a dream vacation, we can help you build a strategy that matches your goals and timeline.
Ready to grow? Let’s talk! 905-579-7890
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